This week on Industry Insights with Route Consultant, we're joined by Roland Brewer, President of Realm Health. Roland shares his unique journey from being a golf professional to leading an innovative health insurance company. He discusses the challenges and strategies in providing affordable benefits to FedEx contractors, the importance of business succession planning, and Realm Health's continuous efforts to cater to the evolving needs of small business owners in the logistics industry. 

Learn more about Realm Health at https://realmhealth.com/.

This week, we're sitting down with Steve Binnig, Final Mile Program Manager at OVD Insurance. Steve shares his unique journey from a college intern to a major player in the insurance industry, focusing on the final mile sector.

We delve deep into the importance of safety culture, trends in the FedEx and Amazon DSP insurance spaces, and how OVD's educational and client-centric approach sets them apart. Steve also highlights the vital relationships and industry nuances that drive success in this ever-evolving field. Join us for an enlightening conversation that redefines how you think about insurance.

The Schedule L announcement comes with two major changes: New quarterly incentives and disincentives based on an all-new safety ranking system, and an update to the accident indemnification amounts for contractors. With these changes, contractors can see impacts on quarterly revenue anywhere from +2% to -3% based on their safety performance. This new system ranks contractors in a new “class” of 1-10, with 10 being the best.